Life Pro Tips
Pets are expensive, both with food and vet costs.
$150-200 is a general monthly cost that would account food, checkups, preventative care and emergency care.
They are HUGE financial commitments.
I feel like some banks have hidden fees when it comes to using their services. What are minimum balances, are there any interest rates. What are the benefits of using a credit card & debit card? Are there any ways to invest money? What benefit do you provide stuff like that comes to my mind but I want to save as much money as possible as a college student since I'm working a minimum wage part time job in a fast food place. I don't know much about finance and I'm not really sure where to ask so I'm trying to Google.
I currently rent my uncle's condo, but now he wants to sell it. Since he is tired of paying yearly taxes and associates fees. I'm trying to look for apartments in my area but they're so high and sometimes looking on craigslist some houses for rent are so cheap but I feel like they're sketchy or scam. So I don't really trust those websites. I tried looking into low income housing but it's such a long waiting list. And even if lucky I find, it's probably in a bad neighborhood. Every apartment ask for 3x monthly rent income and previous pay stubs. I don't even make enough money and my mom barely makes anything since her health isn't in good condition.
I guess the housing market is considered the seller market? Maybe even if my uncle's intention is to get the profit from selling, he won't gain much since the interest rate are high. Unless someone wants to buy for cash. The condo I'm living in right now has a lot of problems and we don't have a good realtionship anymore with him. He is causing too much problems since he doesn't want to fix anything. As a owner, it's his responsibility to fix stuff. But we pay for everything. My mom health isn't in good condition and it's like what am I suppose to do now. I'm so tired mentally. I can't even focus on my college right now. I thought of moving to another state but sighs it's so overwhelming. I don't have anyone to ask for help like guidance.
I apologize in advance for poor grammar and spellings, English isn't my first language
Tl;Dr: Buy goods based on their lifespan, price in comparison to similar goods, quality and wether it improves your life in some way
-How long does the product last? For example buying shampoo for $2 is better than buying biscuits for $2 because the shampoo will last SO much longer.
2.Price (in comparison to similar goods)
-for example, if salt costs $0.50 for 100g and 500g costs $2. Even though the 500g salt is more "expensive" it's cheaper in the long run to buy the the $2 salt of the same brand because buying 5 $0.50 packets of salt is more expensive.
-A product of good quality is better to buy even if it is more expensive because it lasts longer and provides better results (for example, knives)
4. Quality of life
-If a product makes something in your life considerably better or easier, it's worth the money. For example buying spices and herbs will make your food so much better thus improving your food quality overall
Another thing, when considering buying something think about this. I found this advice in another post but I sadly don't have the link.
" If someone offered you <insert product name> in one hand and the amount used to buy said product in another hand, would you take the money or the product? If you would take the money, then it's not worth buying."